Job title: Consumer Risk Business Analyst – Credit Risk & Data Analytics Dubai, UAE
Company: DiceTek UAE
Job description: Consumer Risk Business Analyst – Credit Risk & Data Analytics
Dubai, UAEDicetek is hiring a Consumer Risk Business Analyst to enhance its retail credit risk operations. The role combines data analytics, risk strategy, and decision automation to support credit process optimization and regulatory compliance. The ideal candidate will bring strong Python skills, decision modeling experience, and a deep understanding of retail credit and risk frameworks.Job Location: Dubai, UAE
Industry: Banking
Function: Business Analysis
Salary: 18000-22000 AED monthly (Market estimated)
Job Type: Full-timeJob OverviewYou will analyze consumer credit risk data, optimize credit decision processes, and support strategic risk initiatives using advanced analytics and automation platforms. This role requires proficiency in Python, decision management systems, and business process modeling to inform and improve operational decisions.Key Responsibilities
- Analyze retail credit data to identify trends, patterns, and opportunities for risk mitigation and business improvement
- Design, document, and optimize credit decision workflows using tools such as SAS DM, FICO, or IBM ODM
- Collaborate with risk, IT, and operations teams to implement and validate decision models
- Apply machine learning and predictive analytics techniques to improve credit scoring and customer segmentation
- Ensure alignment with regulatory compliance and internal risk governance frameworks
- Create and maintain clear business process models and technical documentation using DMN or BPMN
- Conduct statistical analysis and build visualizations to support credit strategy decisions
- Manage code repositories and maintain version control using Git/GitHub
Job RequirementsEducation and Experience
- Bachelor’s degree in Business Administration, Information Technology, or a related field
- Minimum 5 years in credit analytics, risk management, or related financial domain
- Experience in retail credit systems, scoring models, or decisioning engines
Technical Skills
- Proficient in Python (Pandas, NumPy, SciPy), and version control tools (Git/GitHub)
- Experience with data visualization libraries (Seaborn, Matplotlib, Plotly)
- Familiarity with machine learning tools (Scikit-learn, TensorFlow, Keras)
- Skilled in SAS DI Studio, SAS EG, SAS VA, and ETL concepts
- Understanding of business rules modeling tools (DMN, BPMN), APIs, and SQL
Behavioral Competencies
- Excellent problem-solving and critical thinking skills
- Strong verbal and written communication with ability to present insights to both technical and non-technical stakeholders
- Detail-oriented with a proactive approach to process improvement
- Comfortable working under pressure in a regulated financial services environment
What We Offer
- High-impact role within a data-driven risk team
- Opportunities to work on digital transformation and AI-led credit solutions
- Competitive salary and performance-linked incentives
- Career advancement in a leading IT and banking consultancy
About the CompanyDicetek is a global IT solutions and consulting company headquartered in Dubai, specializing in delivering enterprise transformation projects, fintech innovation, and credit risk services across the GCC. With deep domain expertise in banking and financial systems, we help our clients drive operational excellence through technology.Job Title Consumer Risk Business Analyst – Credit Risk & Data Analytics Dubai, UAE
Job Description Consumer Risk Business Analyst – Credit Risk & Data Analytics
Dubai, UAEDicetek is hiring a Consumer Risk Business Analyst to enhance its retail credit risk operations. The role combines data analytics, risk strategy, and decision automation to support credit process optimization and regulatory compliance. The ideal candidate will bring strong Python skills, decision modeling experience, and a deep understanding of retail credit and risk frameworks.Job Location: Dubai, UAE
Industry: Banking
Function: Business Analysis
Salary: 18000-22000 AED monthly (Market estimated)
Job Type: Full-timeJob OverviewYou will analyze consumer credit risk data, optimize credit decision processes, and support strategic risk initiatives using advanced analytics and automation platforms. This role requires proficiency in Python, decision management systems, and business process modeling to inform and improve operational decisions.Key Responsibilities
- Analyze retail credit data to identify trends, patterns, and opportunities for risk mitigation and business improvement
- Design, document, and optimize credit decision workflows using tools such as SAS DM, FICO, or IBM ODM
- Collaborate with risk, IT, and operations teams to implement and validate decision models
- Apply machine learning and predictive analytics techniques to improve credit scoring and customer segmentation
- Ensure alignment with regulatory compliance and internal risk governance frameworks
- Create and maintain clear business process models and technical documentation using DMN or BPMN
- Conduct statistical analysis and build visualizations to support credit strategy decisions
- Manage code repositories and maintain version control using Git/GitHub
Job RequirementsEducation and Experience
- Bachelor’s degree in Business Administration, Information Technology, or a related field
- Minimum 5 years in credit analytics, risk management, or related financial domain
- Experience in retail credit systems, scoring models, or decisioning engines
Technical Skills
- Proficient in Python (Pandas, NumPy, SciPy), and version control tools (Git/GitHub)
- Experience with data visualization libraries (Seaborn, Matplotlib, Plotly)
- Familiarity with machine learning tools (Scikit-learn, TensorFlow, Keras)
- Skilled in SAS DI Studio, SAS EG, SAS VA, and ETL concepts
- Understanding of business rules modeling tools (DMN, BPMN), APIs, and SQL
Behavioral Competencies
- Excellent problem-solving and critical thinking skills
- Strong verbal and written communication with ability to present insights to both technical and non-technical stakeholders
- Detail-oriented with a proactive approach to process improvement
- Comfortable working under pressure in a regulated financial services environment
What We Offer
- High-impact role within a data-driven risk team
- Opportunities to work on digital transformation and AI-led credit solutions
- Competitive salary and performance-linked incentives
- Career advancement in a leading IT and banking consultancy
About the CompanyDicetek is a global IT solutions and consulting company headquartered in Dubai, specializing in delivering enterprise transformation projects, fintech innovation, and credit risk services across the GCC. With deep domain expertise in banking and financial systems, we help our clients drive operational excellence through technology.
Post DetailsJob Start Date
Salary from 18000.00
Salary to 22000.00
Number of Vacancies 1
Location –Location City DubaiDesired Candidate’s Profile
Gender No Preference
Nationality
Candidate Current Location
Expected salary: 18000 – 22000 per month
Location: Dubai
Job date: Wed, 21 May 2025 22:39:44 GMT
Apply for the job now!